:root{--ink:#1d2b3a;--ink2:#3b4a5a;--muted:#5d6b79;--line:#dde2e7;--bg:#ffffff;--soft:#f3f5f7;--accent:#e0701a;--accent-d:#b9560c;--ok:#1f7a4d;--max:1080px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:#0b5cad}
img,svg{max-width:100%}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(1.9rem,4.5vw,2.8rem);letter-spacing:-.01em}
h2{font-size:clamp(1.4rem,3vw,1.8rem);margin-top:.2em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.narrow{max-width:760px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
/* header */
.site-head{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.head-row{display:flex;align-items:center;gap:20px;min-height:62px}
.logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-weight:700;color:var(--ink);text-decoration:none;font-size:1.05rem}
.nav{display:flex;gap:18px;margin-left:auto;font-size:.95rem;white-space:nowrap}
.head-cta .btn{white-space:nowrap}
.nav a{color:var(--ink2);text-decoration:none}.nav a:hover,.nav a[aria-current]{color:var(--ink);text-decoration:underline}
/* buttons */
.btn{display:inline-block;padding:13px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;text-align:center}
.btn-call{background:var(--accent);color:#fff}.btn-call:hover{background:var(--accent-d)}
.btn-ghost{border-color:#ffffff80;color:#fff}.btn-ghost:hover{background:#ffffff1a}
.btn-light{background:#fff;color:var(--ink)}
.btn-sm{padding:8px 14px;font-size:.9rem}
/* hero */
.hero{background:linear-gradient(135deg,#1d2b3a 0%,#2c3e52 100%);color:#fff;padding:56px 0 48px}
.hero .eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;color:#f5b77e;margin-bottom:.6em;font-weight:700}
.hero .lede{font-size:1.15rem;max-width:680px;color:#e6ebf0}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 14px}
.disclose{font-size:.88rem;color:#b9c4cf}.disclose a{color:#fff}
/* sections */
.sec{padding:48px 0}.sec.alt{background:var(--soft)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin-top:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px}
.card h3{margin-bottom:.35em}.card p{color:var(--ink2);font-size:.96rem;margin:0}
.card a.more{display:inline-block;margin-top:10px;font-weight:600}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px 20px 20px 62px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:18px;top:18px;width:30px;height:30px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700}
table{border-collapse:collapse;width:100%;margin:10px 0 18px;font-size:.95rem}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft)}
.tablewrap{overflow-x:auto}
.note{background:#fff7ef;border-left:4px solid var(--accent);padding:14px 16px;border-radius:6px;margin:16px 0}
.warn{background:#fdf1f1;border-left:4px solid #b3261e;padding:14px 16px;border-radius:6px;margin:16px 0}
.check li{margin-bottom:.4em}
.towns{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}
.towns li{background:#fff;border:1px solid var(--line);border-radius:20px;padding:6px 14px;font-size:.95rem}
.small{font-size:.88rem;color:var(--muted)}
/* faq */
.faq{padding:40px 0}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{font-weight:700;cursor:pointer}
.faq details div{padding-top:8px;color:var(--ink2)}
/* form */
.lead{background:var(--ink);color:#fff;padding:48px 0}
.lead p{color:#d5dde5}
.lead-form{display:grid;gap:14px;margin-top:18px}
.lead-form label{display:grid;gap:6px;font-weight:600;font-size:.95rem}
.lead-form input,.lead-form select,.lead-form textarea{font:inherit;padding:11px 12px;border-radius:8px;border:1px solid #9fb0c0;background:#fff;color:var(--ink);width:100%}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.consent{display:flex!important;grid-template-columns:none;gap:10px;align-items:flex-start;font-weight:400!important;font-size:.88rem!important;color:#d5dde5}
.consent input{width:auto;margin-top:4px;flex:none}
.consent a{color:#fff}
.hp{position:absolute;left:-9999px}
.form-msg{min-height:1.2em;font-weight:600}
/* footer */
.site-foot{background:#111b25;color:#b9c4cf;padding:40px 0 90px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.foot-grid strong{color:#fff;display:block;margin-bottom:8px}
.foot-grid a{display:block;color:#b9c4cf;text-decoration:none;margin-bottom:6px}.foot-grid a:hover{color:#fff}
.foot-note{margin-top:24px;padding-top:16px;border-top:1px solid #26333f;font-size:.82rem}
.mobile-bar{display:none}
@media (max-width:980px){.nav{gap:14px;font-size:.9rem}}
@media (max-width:860px){.nav{display:none}.head-cta{margin-left:auto}}
@media (max-width:760px){
 .nav{display:none}
 .head-cta{margin-left:auto}
 .row2{grid-template-columns:1fr}
 .foot-grid{grid-template-columns:1fr}
 .hero{padding:36px 0 32px}
 .head-cta .btn-sm{padding:7px 10px;font-size:.82rem}
 .mobile-bar{display:block;position:fixed;left:0;right:0;bottom:0;padding:10px 16px;background:#ffffffee;border-top:1px solid var(--line);z-index:6}
 .mobile-bar .btn{display:block;width:100%}
}
#get-help{scroll-margin-top:62px}